LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,917
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,221
−HK$1,325/mo
Today · 4.125%
HK$44,546
baseline
▲ 0.50% · 4.625%
HK$47,257
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,092/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,633
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,883
−HK$1,269/mo
Today · 4.125%
HK$49,152
baseline
▲ 0.50% · 4.625%
HK$51,743
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,304/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,301
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,866
−HK$1,589/mo
Today · 4.125%
HK$53,455
baseline
▲ 0.50% · 4.625%
HK$56,708
+HK$3,253/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,910/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,959
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,460
−HK$1,523/mo
Today · 4.125%
HK$58,983
baseline
▲ 0.50% · 4.625%
HK$62,092
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,966/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,684
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,510
−HK$1,855/mo
Today · 4.125%
HK$62,365
baseline
▲ 0.50% · 4.625%
HK$66,159
+HK$3,794/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,730/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,286
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,037
−HK$1,776/mo
Today · 4.125%
HK$68,813
baseline
▲ 0.50% · 4.625%
HK$72,440
+HK$3,627/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,626/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,451
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,798
−HK$2,385/mo
Today · 4.125%
HK$80,183
baseline
▲ 0.50% · 4.625%
HK$85,062
+HK$4,879/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,366/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,939
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,190
−HK$2,284/mo
Today · 4.125%
HK$88,474
baseline
▲ 0.50% · 4.625%
HK$93,138
+HK$4,664/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,948/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,355 · Scale 2, in force from 26 Feb 2026)