LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,918
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,222
−HK$1,324/mo
Today · 4.125%
HK$44,546
baseline
▲ 0.50% · 4.625%
HK$47,257
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,092/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,633
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,884
−HK$1,269/mo
Today · 4.125%
HK$49,153
baseline
▲ 0.50% · 4.625%
HK$51,743
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,306/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,301
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,866
−HK$1,590/mo
Today · 4.125%
HK$53,456
baseline
▲ 0.50% · 4.625%
HK$56,708
+HK$3,252/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,912/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,960
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,461
−HK$1,522/mo
Today · 4.125%
HK$58,983
baseline
▲ 0.50% · 4.625%
HK$62,092
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,966/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,685
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,510
−HK$1,855/mo
Today · 4.125%
HK$62,365
baseline
▲ 0.50% · 4.625%
HK$66,160
+HK$3,795/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,730/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,286
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,037
−HK$1,777/mo
Today · 4.125%
HK$68,814
baseline
▲ 0.50% · 4.625%
HK$72,441
+HK$3,627/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,628/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,452
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,799
−HK$2,384/mo
Today · 4.125%
HK$80,183
baseline
▲ 0.50% · 4.625%
HK$85,062
+HK$4,879/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,366/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,940
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,191
−HK$2,284/mo
Today · 4.125%
HK$88,475
baseline
▲ 0.50% · 4.625%
HK$93,138
+HK$4,663/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,950/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,360 · Scale 2, in force from 26 Feb 2026)