LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,918
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,222
−HK$1,325/mo
Today · 4.125%
HK$44,547
baseline
▲ 0.50% · 4.625%
HK$47,257
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,094/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,634
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,884
−HK$1,269/mo
Today · 4.125%
HK$49,153
baseline
▲ 0.50% · 4.625%
HK$51,744
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,306/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,302
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,867
−HK$1,589/mo
Today · 4.125%
HK$53,456
baseline
▲ 0.50% · 4.625%
HK$56,709
+HK$3,253/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,912/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,960
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,461
−HK$1,523/mo
Today · 4.125%
HK$58,984
baseline
▲ 0.50% · 4.625%
HK$62,093
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,968/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,686
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,511
−HK$1,855/mo
Today · 4.125%
HK$62,366
baseline
▲ 0.50% · 4.625%
HK$66,160
+HK$3,794/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,732/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,287
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,038
−HK$1,776/mo
Today · 4.125%
HK$68,814
baseline
▲ 0.50% · 4.625%
HK$72,442
+HK$3,628/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,628/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,453
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,800
−HK$2,384/mo
Today · 4.125%
HK$80,184
baseline
▲ 0.50% · 4.625%
HK$85,063
+HK$4,879/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,368/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,940
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,192
−HK$2,284/mo
Today · 4.125%
HK$88,476
baseline
▲ 0.50% · 4.625%
HK$93,139
+HK$4,663/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,952/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,367 · Scale 2, in force from 26 Feb 2026)