LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,919
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,223
−HK$1,324/mo
Today · 4.125%
HK$44,547
baseline
▲ 0.50% · 4.625%
HK$47,258
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,094/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,634
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,885
−HK$1,269/mo
Today · 4.125%
HK$49,154
baseline
▲ 0.50% · 4.625%
HK$51,744
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,308/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,302
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,867
−HK$1,590/mo
Today · 4.125%
HK$53,457
baseline
▲ 0.50% · 4.625%
HK$56,709
+HK$3,252/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,914/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,961
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,462
−HK$1,522/mo
Today · 4.125%
HK$58,984
baseline
▲ 0.50% · 4.625%
HK$62,093
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,968/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,686
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,512
−HK$1,854/mo
Today · 4.125%
HK$62,366
baseline
▲ 0.50% · 4.625%
HK$66,161
+HK$3,795/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,732/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,288
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,039
−HK$1,776/mo
Today · 4.125%
HK$68,815
baseline
▲ 0.50% · 4.625%
HK$72,442
+HK$3,627/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,630/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,454
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,801
−HK$2,384/mo
Today · 4.125%
HK$80,185
baseline
▲ 0.50% · 4.625%
HK$85,064
+HK$4,879/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,370/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,941
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,193
−HK$2,283/mo
Today · 4.125%
HK$88,476
baseline
▲ 0.50% · 4.625%
HK$93,140
+HK$4,664/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,952/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,374 · Scale 2, in force from 26 Feb 2026)