LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,921
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,225
−HK$1,325/mo
Today · 4.125%
HK$44,550
baseline
▲ 0.50% · 4.625%
HK$47,261
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,100/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,637
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,888
−HK$1,269/mo
Today · 4.125%
HK$49,157
baseline
▲ 0.50% · 4.625%
HK$51,748
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,314/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,306
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,870
−HK$1,590/mo
Today · 4.125%
HK$53,460
baseline
▲ 0.50% · 4.625%
HK$56,713
+HK$3,253/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,920/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,964
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,465
−HK$1,523/mo
Today · 4.125%
HK$58,988
baseline
▲ 0.50% · 4.625%
HK$62,097
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,976/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,690
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,515
−HK$1,855/mo
Today · 4.125%
HK$62,370
baseline
▲ 0.50% · 4.625%
HK$66,165
+HK$3,795/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,740/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,292
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,043
−HK$1,776/mo
Today · 4.125%
HK$68,819
baseline
▲ 0.50% · 4.625%
HK$72,447
+HK$3,628/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,638/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,458
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,806
−HK$2,384/mo
Today · 4.125%
HK$80,190
baseline
▲ 0.50% · 4.625%
HK$85,070
+HK$4,880/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,380/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,947
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,198
−HK$2,284/mo
Today · 4.125%
HK$88,482
baseline
▲ 0.50% · 4.625%
HK$93,146
+HK$4,664/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$176,964/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,418 · Scale 2, in force from 26 Feb 2026)