LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,922
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,226
−HK$1,325/mo
Today · 4.125%
HK$44,551
baseline
▲ 0.50% · 4.625%
HK$47,262
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,102/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,638
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,889
−HK$1,269/mo
Today · 4.125%
HK$49,158
baseline
▲ 0.50% · 4.625%
HK$51,749
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,316/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,307
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,872
−HK$1,590/mo
Today · 4.125%
HK$53,462
baseline
▲ 0.50% · 4.625%
HK$56,715
+HK$3,253/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,924/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,966
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,467
−HK$1,523/mo
Today · 4.125%
HK$58,990
baseline
▲ 0.50% · 4.625%
HK$62,099
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,980/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,691
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,517
−HK$1,855/mo
Today · 4.125%
HK$62,372
baseline
▲ 0.50% · 4.625%
HK$66,167
+HK$3,795/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,744/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,294
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,045
−HK$1,776/mo
Today · 4.125%
HK$68,821
baseline
▲ 0.50% · 4.625%
HK$72,449
+HK$3,628/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,642/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,460
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,808
−HK$2,384/mo
Today · 4.125%
HK$80,192
baseline
▲ 0.50% · 4.625%
HK$85,072
+HK$4,880/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,384/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,949
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,200
−HK$2,284/mo
Today · 4.125%
HK$88,484
baseline
▲ 0.50% · 4.625%
HK$93,149
+HK$4,665/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$176,968/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,436 · Scale 2, in force from 26 Feb 2026)