LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,923
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,227
−HK$1,325/mo
Today · 4.125%
HK$44,552
baseline
▲ 0.50% · 4.625%
HK$47,263
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,104/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,639
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,890
−HK$1,269/mo
Today · 4.125%
HK$49,159
baseline
▲ 0.50% · 4.625%
HK$51,750
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,318/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,308
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,873
−HK$1,590/mo
Today · 4.125%
HK$53,463
baseline
▲ 0.50% · 4.625%
HK$56,716
+HK$3,253/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,926/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,967
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,468
−HK$1,523/mo
Today · 4.125%
HK$58,991
baseline
▲ 0.50% · 4.625%
HK$62,100
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,982/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,692
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,518
−HK$1,855/mo
Today · 4.125%
HK$62,373
baseline
▲ 0.50% · 4.625%
HK$66,168
+HK$3,795/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,746/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,295
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,046
−HK$1,776/mo
Today · 4.125%
HK$68,822
baseline
▲ 0.50% · 4.625%
HK$72,450
+HK$3,628/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,644/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,462
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,809
−HK$2,385/mo
Today · 4.125%
HK$80,194
baseline
▲ 0.50% · 4.625%
HK$85,073
+HK$4,879/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,388/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,950
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,202
−HK$2,284/mo
Today · 4.125%
HK$88,486
baseline
▲ 0.50% · 4.625%
HK$93,150
+HK$4,664/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$176,972/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,449 · Scale 2, in force from 26 Feb 2026)