LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,924
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,228
−HK$1,325/mo
Today · 4.125%
HK$44,553
baseline
▲ 0.50% · 4.625%
HK$47,264
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,106/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,640
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,891
−HK$1,269/mo
Today · 4.125%
HK$49,160
baseline
▲ 0.50% · 4.625%
HK$51,751
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,320/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,309
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,874
−HK$1,590/mo
Today · 4.125%
HK$53,464
baseline
▲ 0.50% · 4.625%
HK$56,717
+HK$3,253/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,928/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,968
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,469
−HK$1,523/mo
Today · 4.125%
HK$58,992
baseline
▲ 0.50% · 4.625%
HK$62,101
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,984/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,694
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,519
−HK$1,855/mo
Today · 4.125%
HK$62,374
baseline
▲ 0.50% · 4.625%
HK$66,169
+HK$3,795/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,748/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,296
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,047
−HK$1,777/mo
Today · 4.125%
HK$68,824
baseline
▲ 0.50% · 4.625%
HK$72,451
+HK$3,627/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,648/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,463
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,810
−HK$2,385/mo
Today · 4.125%
HK$80,195
baseline
▲ 0.50% · 4.625%
HK$85,075
+HK$4,880/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,390/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,952
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,203
−HK$2,285/mo
Today · 4.125%
HK$88,488
baseline
▲ 0.50% · 4.625%
HK$93,152
+HK$4,664/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$176,976/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,461 · Scale 2, in force from 26 Feb 2026)