LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,925
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,229
−HK$1,325/mo
Today · 4.125%
HK$44,554
baseline
▲ 0.50% · 4.625%
HK$47,265
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,108/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,641
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,892
−HK$1,269/mo
Today · 4.125%
HK$49,161
baseline
▲ 0.50% · 4.625%
HK$51,753
+HK$2,592/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,322/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,310
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,875
−HK$1,590/mo
Today · 4.125%
HK$53,465
baseline
▲ 0.50% · 4.625%
HK$56,718
+HK$3,253/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,930/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,970
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,471
−HK$1,522/mo
Today · 4.125%
HK$58,993
baseline
▲ 0.50% · 4.625%
HK$62,103
+HK$3,110/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,986/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,695
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,521
−HK$1,855/mo
Today · 4.125%
HK$62,376
baseline
▲ 0.50% · 4.625%
HK$66,171
+HK$3,795/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,752/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,298
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,049
−HK$1,777/mo
Today · 4.125%
HK$68,826
baseline
▲ 0.50% · 4.625%
HK$72,454
+HK$3,628/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,652/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,465
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,813
−HK$2,385/mo
Today · 4.125%
HK$80,198
baseline
▲ 0.50% · 4.625%
HK$85,077
+HK$4,879/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,396/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,954
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,206
−HK$2,284/mo
Today · 4.125%
HK$88,490
baseline
▲ 0.50% · 4.625%
HK$93,155
+HK$4,665/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$176,980/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,481 · Scale 2, in force from 26 Feb 2026)