LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,926
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,230
−HK$1,325/mo
Today · 4.125%
HK$44,555
baseline
▲ 0.50% · 4.625%
HK$47,266
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,110/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,642
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,893
−HK$1,269/mo
Today · 4.125%
HK$49,162
baseline
▲ 0.50% · 4.625%
HK$51,754
+HK$2,592/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,324/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,311
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,876
−HK$1,590/mo
Today · 4.125%
HK$53,466
baseline
▲ 0.50% · 4.625%
HK$56,720
+HK$3,254/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,932/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,971
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,472
−HK$1,523/mo
Today · 4.125%
HK$58,995
baseline
▲ 0.50% · 4.625%
HK$62,105
+HK$3,110/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,990/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,697
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,522
−HK$1,855/mo
Today · 4.125%
HK$62,377
baseline
▲ 0.50% · 4.625%
HK$66,173
+HK$3,796/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,754/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,299
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,051
−HK$1,776/mo
Today · 4.125%
HK$68,827
baseline
▲ 0.50% · 4.625%
HK$72,455
+HK$3,628/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,654/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,467
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,815
−HK$2,385/mo
Today · 4.125%
HK$80,200
baseline
▲ 0.50% · 4.625%
HK$85,079
+HK$4,879/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,400/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,956
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,208
−HK$2,284/mo
Today · 4.125%
HK$88,492
baseline
▲ 0.50% · 4.625%
HK$93,157
+HK$4,665/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$176,984/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,498 · Scale 2, in force from 26 Feb 2026)