LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,928
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,232
−HK$1,325/mo
Today · 4.125%
HK$44,557
baseline
▲ 0.50% · 4.625%
HK$47,268
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,114/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,644
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,895
−HK$1,269/mo
Today · 4.125%
HK$49,164
baseline
▲ 0.50% · 4.625%
HK$51,756
+HK$2,592/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,328/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,313
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,878
−HK$1,590/mo
Today · 4.125%
HK$53,468
baseline
▲ 0.50% · 4.625%
HK$56,722
+HK$3,254/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,936/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,973
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,474
−HK$1,523/mo
Today · 4.125%
HK$58,997
baseline
▲ 0.50% · 4.625%
HK$62,107
+HK$3,110/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,994/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,699
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,525
−HK$1,855/mo
Today · 4.125%
HK$62,380
baseline
▲ 0.50% · 4.625%
HK$66,175
+HK$3,795/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,760/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,302
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,053
−HK$1,777/mo
Today · 4.125%
HK$68,830
baseline
▲ 0.50% · 4.625%
HK$72,458
+HK$3,628/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,660/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,470
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,817
−HK$2,385/mo
Today · 4.125%
HK$80,202
baseline
▲ 0.50% · 4.625%
HK$85,082
+HK$4,880/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,404/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,959
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,211
−HK$2,284/mo
Today · 4.125%
HK$88,495
baseline
▲ 0.50% · 4.625%
HK$93,160
+HK$4,665/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$176,990/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,522 · Scale 2, in force from 26 Feb 2026)