LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,931
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,235
−HK$1,325/mo
Today · 4.125%
HK$44,560
baseline
▲ 0.50% · 4.625%
HK$47,271
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,120/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,647
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,899
−HK$1,269/mo
Today · 4.125%
HK$49,168
baseline
▲ 0.50% · 4.625%
HK$51,759
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,336/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,317
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,882
−HK$1,590/mo
Today · 4.125%
HK$53,472
baseline
▲ 0.50% · 4.625%
HK$56,726
+HK$3,254/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$106,944/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,977
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,478
−HK$1,523/mo
Today · 4.125%
HK$59,001
baseline
▲ 0.50% · 4.625%
HK$62,111
+HK$3,110/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$118,002/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,703
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,529
−HK$1,855/mo
Today · 4.125%
HK$62,384
baseline
▲ 0.50% · 4.625%
HK$66,180
+HK$3,796/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,768/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,306
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,058
−HK$1,777/mo
Today · 4.125%
HK$68,835
baseline
▲ 0.50% · 4.625%
HK$72,463
+HK$3,628/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,670/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,475
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,823
−HK$2,385/mo
Today · 4.125%
HK$80,208
baseline
▲ 0.50% · 4.625%
HK$85,089
+HK$4,881/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,416/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,965
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,217
−HK$2,285/mo
Today · 4.125%
HK$88,502
baseline
▲ 0.50% · 4.625%
HK$93,167
+HK$4,665/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$177,004/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,572 · Scale 2, in force from 26 Feb 2026)