LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,933
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,237
−HK$1,326/mo
Today · 4.125%
HK$44,563
baseline
▲ 0.50% · 4.625%
HK$47,274
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,126/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,650
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,901
−HK$1,270/mo
Today · 4.125%
HK$49,171
baseline
▲ 0.50% · 4.625%
HK$51,762
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,342/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,320
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,885
−HK$1,590/mo
Today · 4.125%
HK$53,475
baseline
▲ 0.50% · 4.625%
HK$56,729
+HK$3,254/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$106,950/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,980
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,482
−HK$1,523/mo
Today · 4.125%
HK$59,005
baseline
▲ 0.50% · 4.625%
HK$62,115
+HK$3,110/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$118,010/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,706
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,532
−HK$1,856/mo
Today · 4.125%
HK$62,388
baseline
▲ 0.50% · 4.625%
HK$66,184
+HK$3,796/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,776/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,310
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,062
−HK$1,777/mo
Today · 4.125%
HK$68,839
baseline
▲ 0.50% · 4.625%
HK$72,467
+HK$3,628/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,678/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,480
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,827
−HK$2,386/mo
Today · 4.125%
HK$80,213
baseline
▲ 0.50% · 4.625%
HK$85,094
+HK$4,881/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,426/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,970
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,222
−HK$2,285/mo
Today · 4.125%
HK$88,507
baseline
▲ 0.50% · 4.625%
HK$93,172
+HK$4,665/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$177,014/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,612 · Scale 2, in force from 26 Feb 2026)