LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,934
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,239
−HK$1,325/mo
Today · 4.125%
HK$44,564
baseline
▲ 0.50% · 4.625%
HK$47,276
+HK$2,712/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,128/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,652
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,903
−HK$1,269/mo
Today · 4.125%
HK$49,172
baseline
▲ 0.50% · 4.625%
HK$51,764
+HK$2,592/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,344/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,321
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,887
−HK$1,590/mo
Today · 4.125%
HK$53,477
baseline
▲ 0.50% · 4.625%
HK$56,731
+HK$3,254/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$106,954/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,982
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,483
−HK$1,523/mo
Today · 4.125%
HK$59,006
baseline
▲ 0.50% · 4.625%
HK$62,117
+HK$3,111/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$118,012/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,708
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,534
−HK$1,856/mo
Today · 4.125%
HK$62,390
baseline
▲ 0.50% · 4.625%
HK$66,186
+HK$3,796/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,780/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,312
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,064
−HK$1,777/mo
Today · 4.125%
HK$68,841
baseline
▲ 0.50% · 4.625%
HK$72,470
+HK$3,629/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,682/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,482
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,830
−HK$2,385/mo
Today · 4.125%
HK$80,215
baseline
▲ 0.50% · 4.625%
HK$85,096
+HK$4,881/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,430/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,973
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,225
−HK$2,285/mo
Today · 4.125%
HK$88,510
baseline
▲ 0.50% · 4.625%
HK$93,175
+HK$4,665/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$177,020/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,633 · Scale 2, in force from 26 Feb 2026)