LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,935
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,240
−HK$1,325/mo
Today · 4.125%
HK$44,565
baseline
▲ 0.50% · 4.625%
HK$47,277
+HK$2,712/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,130/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,653
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,904
−HK$1,269/mo
Today · 4.125%
HK$49,173
baseline
▲ 0.50% · 4.625%
HK$51,765
+HK$2,592/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,346/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,322
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,888
−HK$1,590/mo
Today · 4.125%
HK$53,478
baseline
▲ 0.50% · 4.625%
HK$56,732
+HK$3,254/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$106,956/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,983
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,484
−HK$1,524/mo
Today · 4.125%
HK$59,008
baseline
▲ 0.50% · 4.625%
HK$62,118
+HK$3,110/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$118,016/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,709
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,536
−HK$1,855/mo
Today · 4.125%
HK$62,391
baseline
▲ 0.50% · 4.625%
HK$66,187
+HK$3,796/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,782/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,314
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,065
−HK$1,777/mo
Today · 4.125%
HK$68,842
baseline
▲ 0.50% · 4.625%
HK$72,471
+HK$3,629/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,684/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,483
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$77,831
−HK$2,386/mo
Today · 4.125%
HK$80,217
baseline
▲ 0.50% · 4.625%
HK$85,098
+HK$4,881/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,434/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,975
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,227
−HK$2,284/mo
Today · 4.125%
HK$88,511
baseline
▲ 0.50% · 4.625%
HK$93,177
+HK$4,666/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$177,022/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,647 · Scale 2, in force from 26 Feb 2026)