LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,936
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,240
−HK$1,326/mo
Today · 4.125%
HK$44,566
baseline
▲ 0.50% · 4.625%
HK$47,277
+HK$2,711/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,132/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,653
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,905
−HK$1,269/mo
Today · 4.125%
HK$49,174
baseline
▲ 0.50% · 4.625%
HK$51,766
+HK$2,592/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,348/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,323
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,889
−HK$1,590/mo
Today · 4.125%
HK$53,479
baseline
▲ 0.50% · 4.625%
HK$56,733
+HK$3,254/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$106,958/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,984
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,485
−HK$1,524/mo
Today · 4.125%
HK$59,009
baseline
▲ 0.50% · 4.625%
HK$62,119
+HK$3,110/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$118,018/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,710
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,537
−HK$1,855/mo
Today · 4.125%
HK$62,392
baseline
▲ 0.50% · 4.625%
HK$66,188
+HK$3,796/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,784/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,315
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,066
−HK$1,777/mo
Today · 4.125%
HK$68,843
baseline
▲ 0.50% · 4.625%
HK$72,472
+HK$3,629/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,686/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,485
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,833
−HK$2,385/mo
Today · 4.125%
HK$80,218
baseline
▲ 0.50% · 4.625%
HK$85,099
+HK$4,881/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,436/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,976
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,228
−HK$2,285/mo
Today · 4.125%
HK$88,513
baseline
▲ 0.50% · 4.625%
HK$93,179
+HK$4,666/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$177,026/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,659 · Scale 2, in force from 26 Feb 2026)