LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,937
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,242
−HK$1,325/mo
Today · 4.125%
HK$44,567
baseline
▲ 0.50% · 4.625%
HK$47,279
+HK$2,712/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,134/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,655
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,906
−HK$1,269/mo
Today · 4.125%
HK$49,175
baseline
▲ 0.50% · 4.625%
HK$51,768
+HK$2,593/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,350/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,325
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,890
−HK$1,591/mo
Today · 4.125%
HK$53,481
baseline
▲ 0.50% · 4.625%
HK$56,735
+HK$3,254/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$106,962/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,986
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,487
−HK$1,524/mo
Today · 4.125%
HK$59,011
baseline
▲ 0.50% · 4.625%
HK$62,121
+HK$3,110/mo
Deposit HK$7.36M · loan HK$11.03M · min. income ≈ HK$118,022/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,712
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,538
−HK$1,856/mo
Today · 4.125%
HK$62,394
baseline
▲ 0.50% · 4.625%
HK$66,191
+HK$3,797/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,788/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,317
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,068
−HK$1,778/mo
Today · 4.125%
HK$68,846
baseline
▲ 0.50% · 4.625%
HK$72,475
+HK$3,629/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,692/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,487
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$77,835
−HK$2,386/mo
Today · 4.125%
HK$80,221
baseline
▲ 0.50% · 4.625%
HK$85,102
+HK$4,881/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,442/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,979
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,231
−HK$2,285/mo
Today · 4.125%
HK$88,516
baseline
▲ 0.50% · 4.625%
HK$93,182
+HK$4,666/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$177,032/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,681 · Scale 2, in force from 26 Feb 2026)