LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,940
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,245
−HK$1,325/mo
Today · 4.125%
HK$44,570
baseline
▲ 0.50% · 4.625%
HK$47,282
+HK$2,712/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,140/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,658
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,909
−HK$1,270/mo
Today · 4.125%
HK$49,179
baseline
▲ 0.50% · 4.625%
HK$51,771
+HK$2,592/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,358/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,328
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,894
−HK$1,590/mo
Today · 4.125%
HK$53,484
baseline
▲ 0.50% · 4.625%
HK$56,738
+HK$3,254/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$106,968/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,989
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,491
−HK$1,523/mo
Today · 4.125%
HK$59,014
baseline
▲ 0.50% · 4.625%
HK$62,125
+HK$3,111/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,028/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,716
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,542
−HK$1,856/mo
Today · 4.125%
HK$62,398
baseline
▲ 0.50% · 4.625%
HK$66,195
+HK$3,797/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$124,796/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,321
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,073
−HK$1,777/mo
Today · 4.125%
HK$68,850
baseline
▲ 0.50% · 4.625%
HK$72,479
+HK$3,629/mo
Deposit HK$5.52M · loan HK$12.87M · min. income ≈ HK$137,700/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,492
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$77,840
−HK$2,386/mo
Today · 4.125%
HK$80,226
baseline
▲ 0.50% · 4.625%
HK$85,108
+HK$4,882/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,452/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,984
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,237
−HK$2,285/mo
Today · 4.125%
HK$88,522
baseline
▲ 0.50% · 4.625%
HK$93,188
+HK$4,666/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$177,044/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,726 · Scale 2, in force from 26 Feb 2026)