LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,941
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,246
−HK$1,326/mo
Today · 4.125%
HK$44,572
baseline
▲ 0.50% · 4.625%
HK$47,284
+HK$2,712/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,144/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,659
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,911
−HK$1,269/mo
Today · 4.125%
HK$49,180
baseline
▲ 0.50% · 4.625%
HK$51,773
+HK$2,593/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,360/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,330
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,895
−HK$1,591/mo
Today · 4.125%
HK$53,486
baseline
▲ 0.50% · 4.625%
HK$56,740
+HK$3,254/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$106,972/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,991
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,493
−HK$1,523/mo
Today · 4.125%
HK$59,016
baseline
▲ 0.50% · 4.625%
HK$62,127
+HK$3,111/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,032/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,718
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,545
−HK$1,855/mo
Today · 4.125%
HK$62,400
baseline
▲ 0.50% · 4.625%
HK$66,197
+HK$3,797/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,800/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,323
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,075
−HK$1,778/mo
Today · 4.125%
HK$68,853
baseline
▲ 0.50% · 4.625%
HK$72,482
+HK$3,629/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,706/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,495
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$77,843
−HK$2,386/mo
Today · 4.125%
HK$80,229
baseline
▲ 0.50% · 4.625%
HK$85,111
+HK$4,882/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$160,458/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,987
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,240
−HK$2,285/mo
Today · 4.125%
HK$88,525
baseline
▲ 0.50% · 4.625%
HK$93,191
+HK$4,666/mo
Deposit HK$1.84M · loan HK$16.55M · min. income ≈ HK$177,050/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,750 · Scale 2, in force from 26 Feb 2026)