LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,947
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,252
−HK$1,326/mo
Today · 4.125%
HK$44,578
baseline
▲ 0.50% · 4.625%
HK$47,290
+HK$2,712/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,156/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,666
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,918
−HK$1,269/mo
Today · 4.125%
HK$49,187
baseline
▲ 0.50% · 4.625%
HK$51,780
+HK$2,593/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,374/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,337
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,903
−HK$1,590/mo
Today · 4.125%
HK$53,493
baseline
▲ 0.50% · 4.625%
HK$56,748
+HK$3,255/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$106,986/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,999
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,501
−HK$1,524/mo
Today · 4.125%
HK$59,025
baseline
▲ 0.50% · 4.625%
HK$62,136
+HK$3,111/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,050/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,726
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,553
−HK$1,856/mo
Today · 4.125%
HK$62,409
baseline
▲ 0.50% · 4.625%
HK$66,206
+HK$3,797/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,818/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,332
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,085
−HK$1,777/mo
Today · 4.125%
HK$68,862
baseline
▲ 0.50% · 4.625%
HK$72,492
+HK$3,630/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,724/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,505
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,854
−HK$2,386/mo
Today · 4.125%
HK$80,240
baseline
▲ 0.50% · 4.625%
HK$85,123
+HK$4,883/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,480/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,999
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,252
−HK$2,285/mo
Today · 4.125%
HK$88,537
baseline
▲ 0.50% · 4.625%
HK$93,204
+HK$4,667/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,074/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,847 · Scale 2, in force from 26 Feb 2026)