LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,949
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,254
−HK$1,326/mo
Today · 4.125%
HK$44,580
baseline
▲ 0.50% · 4.625%
HK$47,292
+HK$2,712/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,160/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,668
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,919
−HK$1,270/mo
Today · 4.125%
HK$49,189
baseline
▲ 0.50% · 4.625%
HK$51,782
+HK$2,593/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,378/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,339
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,905
−HK$1,590/mo
Today · 4.125%
HK$53,495
baseline
▲ 0.50% · 4.625%
HK$56,750
+HK$3,255/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$106,990/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,001
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,503
−HK$1,524/mo
Today · 4.125%
HK$59,027
baseline
▲ 0.50% · 4.625%
HK$62,138
+HK$3,111/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,054/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,729
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,555
−HK$1,856/mo
Today · 4.125%
HK$62,411
baseline
▲ 0.50% · 4.625%
HK$66,209
+HK$3,798/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,822/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,335
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,087
−HK$1,778/mo
Today · 4.125%
HK$68,865
baseline
▲ 0.50% · 4.625%
HK$72,495
+HK$3,630/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,730/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,508
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,857
−HK$2,386/mo
Today · 4.125%
HK$80,243
baseline
▲ 0.50% · 4.625%
HK$85,126
+HK$4,883/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,486/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,002
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,255
−HK$2,285/mo
Today · 4.125%
HK$88,540
baseline
▲ 0.50% · 4.625%
HK$93,207
+HK$4,667/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,080/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,873 · Scale 2, in force from 26 Feb 2026)