LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,952
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,257
−HK$1,326/mo
Today · 4.125%
HK$44,583
baseline
▲ 0.50% · 4.625%
HK$47,296
+HK$2,713/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,166/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,672
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,923
−HK$1,270/mo
Today · 4.125%
HK$49,193
baseline
▲ 0.50% · 4.625%
HK$51,786
+HK$2,593/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,386/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,343
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,909
−HK$1,591/mo
Today · 4.125%
HK$53,500
baseline
▲ 0.50% · 4.625%
HK$56,755
+HK$3,255/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,000/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,006
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,508
−HK$1,524/mo
Today · 4.125%
HK$59,032
baseline
▲ 0.50% · 4.625%
HK$62,143
+HK$3,111/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,064/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,733
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,560
−HK$1,857/mo
Today · 4.125%
HK$62,417
baseline
▲ 0.50% · 4.625%
HK$66,214
+HK$3,797/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,834/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,340
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,093
−HK$1,777/mo
Today · 4.125%
HK$68,870
baseline
▲ 0.50% · 4.625%
HK$72,501
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,740/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,514
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,863
−HK$2,387/mo
Today · 4.125%
HK$80,250
baseline
▲ 0.50% · 4.625%
HK$85,133
+HK$4,883/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,500/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,009
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,262
−HK$2,286/mo
Today · 4.125%
HK$88,548
baseline
▲ 0.50% · 4.625%
HK$93,215
+HK$4,667/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,096/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,930 · Scale 2, in force from 26 Feb 2026)