LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,953
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,258
−HK$1,326/mo
Today · 4.125%
HK$44,584
baseline
▲ 0.50% · 4.625%
HK$47,297
+HK$2,713/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,168/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,672
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,924
−HK$1,270/mo
Today · 4.125%
HK$49,194
baseline
▲ 0.50% · 4.625%
HK$51,787
+HK$2,593/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,388/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,344
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,910
−HK$1,591/mo
Today · 4.125%
HK$53,501
baseline
▲ 0.50% · 4.625%
HK$56,756
+HK$3,255/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,002/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,007
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,509
−HK$1,524/mo
Today · 4.125%
HK$59,033
baseline
▲ 0.50% · 4.625%
HK$62,144
+HK$3,111/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,066/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,734
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,561
−HK$1,856/mo
Today · 4.125%
HK$62,417
baseline
▲ 0.50% · 4.625%
HK$66,215
+HK$3,798/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,834/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,341
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,094
−HK$1,778/mo
Today · 4.125%
HK$68,872
baseline
▲ 0.50% · 4.625%
HK$72,502
+HK$3,630/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,744/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,516
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,865
−HK$2,386/mo
Today · 4.125%
HK$80,251
baseline
▲ 0.50% · 4.625%
HK$85,134
+HK$4,883/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,502/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,010
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,263
−HK$2,286/mo
Today · 4.125%
HK$88,549
baseline
▲ 0.50% · 4.625%
HK$93,217
+HK$4,668/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,098/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,941 · Scale 2, in force from 26 Feb 2026)