LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,955
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,260
−HK$1,326/mo
Today · 4.125%
HK$44,586
baseline
▲ 0.50% · 4.625%
HK$47,299
+HK$2,713/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,172/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,675
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,927
−HK$1,269/mo
Today · 4.125%
HK$49,196
baseline
▲ 0.50% · 4.625%
HK$51,790
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,392/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$689,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,346
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,912
−HK$1,591/mo
Today · 4.125%
HK$53,503
baseline
▲ 0.50% · 4.625%
HK$56,759
+HK$3,256/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,006/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,010
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,512
−HK$1,524/mo
Today · 4.125%
HK$59,036
baseline
▲ 0.50% · 4.625%
HK$62,148
+HK$3,112/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,072/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$689,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,737
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,564
−HK$1,857/mo
Today · 4.125%
HK$62,421
baseline
▲ 0.50% · 4.625%
HK$66,219
+HK$3,798/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,842/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,345
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,097
−HK$1,778/mo
Today · 4.125%
HK$68,875
baseline
▲ 0.50% · 4.625%
HK$72,506
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,750/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$689,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,519
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,869
−HK$2,386/mo
Today · 4.125%
HK$80,255
baseline
▲ 0.50% · 4.625%
HK$85,139
+HK$4,884/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,510/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,015
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,268
−HK$2,286/mo
Today · 4.125%
HK$88,554
baseline
▲ 0.50% · 4.625%
HK$93,221
+HK$4,667/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,108/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,976 · Scale 2, in force from 26 Feb 2026)