LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,957
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,262
−HK$1,326/mo
Today · 4.125%
HK$44,588
baseline
▲ 0.50% · 4.625%
HK$47,301
+HK$2,713/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,176/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,676
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,928
−HK$1,270/mo
Today · 4.125%
HK$49,198
baseline
▲ 0.50% · 4.625%
HK$51,791
+HK$2,593/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,396/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,348
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,914
−HK$1,591/mo
Today · 4.125%
HK$53,505
baseline
▲ 0.50% · 4.625%
HK$56,761
+HK$3,256/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,010/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,012
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,514
−HK$1,524/mo
Today · 4.125%
HK$59,038
baseline
▲ 0.50% · 4.625%
HK$62,150
+HK$3,112/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,076/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,739
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,566
−HK$1,857/mo
Today · 4.125%
HK$62,423
baseline
▲ 0.50% · 4.625%
HK$66,221
+HK$3,798/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,846/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,347
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,100
−HK$1,777/mo
Today · 4.125%
HK$68,877
baseline
▲ 0.50% · 4.625%
HK$72,508
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,754/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,522
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,871
−HK$2,387/mo
Today · 4.125%
HK$80,258
baseline
▲ 0.50% · 4.625%
HK$85,141
+HK$4,883/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,516/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,018
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,271
−HK$2,286/mo
Today · 4.125%
HK$88,557
baseline
▲ 0.50% · 4.625%
HK$93,225
+HK$4,668/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,114/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,000 · Scale 2, in force from 26 Feb 2026)