LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,958
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,263
−HK$1,326/mo
Today · 4.125%
HK$44,589
baseline
▲ 0.50% · 4.625%
HK$47,302
+HK$2,713/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,178/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,677
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,929
−HK$1,270/mo
Today · 4.125%
HK$49,199
baseline
▲ 0.50% · 4.625%
HK$51,793
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,398/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,349
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,915
−HK$1,591/mo
Today · 4.125%
HK$53,506
baseline
▲ 0.50% · 4.625%
HK$56,762
+HK$3,256/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,012/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,013
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,515
−HK$1,524/mo
Today · 4.125%
HK$59,039
baseline
▲ 0.50% · 4.625%
HK$62,151
+HK$3,112/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,078/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,741
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,568
−HK$1,856/mo
Today · 4.125%
HK$62,424
baseline
▲ 0.50% · 4.625%
HK$66,223
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,848/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,348
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,101
−HK$1,778/mo
Today · 4.125%
HK$68,879
baseline
▲ 0.50% · 4.625%
HK$72,510
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,758/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,524
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,873
−HK$2,387/mo
Today · 4.125%
HK$80,260
baseline
▲ 0.50% · 4.625%
HK$85,143
+HK$4,883/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,520/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,019
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,273
−HK$2,286/mo
Today · 4.125%
HK$88,559
baseline
▲ 0.50% · 4.625%
HK$93,227
+HK$4,668/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,118/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,015 · Scale 2, in force from 26 Feb 2026)