LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,959
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,264
−HK$1,326/mo
Today · 4.125%
HK$44,590
baseline
▲ 0.50% · 4.625%
HK$47,303
+HK$2,713/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,180/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,679
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,931
−HK$1,270/mo
Today · 4.125%
HK$49,201
baseline
▲ 0.50% · 4.625%
HK$51,794
+HK$2,593/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,402/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,351
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,917
−HK$1,591/mo
Today · 4.125%
HK$53,508
baseline
▲ 0.50% · 4.625%
HK$56,764
+HK$3,256/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,016/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,015
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,517
−HK$1,524/mo
Today · 4.125%
HK$59,041
baseline
▲ 0.50% · 4.625%
HK$62,153
+HK$3,112/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,082/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,742
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,570
−HK$1,856/mo
Today · 4.125%
HK$62,426
baseline
▲ 0.50% · 4.625%
HK$66,224
+HK$3,798/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,852/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,350
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,103
−HK$1,778/mo
Today · 4.125%
HK$68,881
baseline
▲ 0.50% · 4.625%
HK$72,512
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,762/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,526
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,875
−HK$2,387/mo
Today · 4.125%
HK$80,262
baseline
▲ 0.50% · 4.625%
HK$85,146
+HK$4,884/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,524/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,022
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,275
−HK$2,286/mo
Today · 4.125%
HK$88,561
baseline
▲ 0.50% · 4.625%
HK$93,229
+HK$4,668/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,122/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,035 · Scale 2, in force from 26 Feb 2026)