LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,962
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,267
−HK$1,326/mo
Today · 4.125%
HK$44,593
baseline
▲ 0.50% · 4.625%
HK$47,306
+HK$2,713/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,186/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,682
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,934
−HK$1,270/mo
Today · 4.125%
HK$49,204
baseline
▲ 0.50% · 4.625%
HK$51,798
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,408/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,354
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,920
−HK$1,592/mo
Today · 4.125%
HK$53,512
baseline
▲ 0.50% · 4.625%
HK$56,768
+HK$3,256/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,024/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,018
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,521
−HK$1,524/mo
Today · 4.125%
HK$59,045
baseline
▲ 0.50% · 4.625%
HK$62,157
+HK$3,112/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,090/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,746
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,574
−HK$1,856/mo
Today · 4.125%
HK$62,430
baseline
▲ 0.50% · 4.625%
HK$66,229
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,860/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,355
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,107
−HK$1,779/mo
Today · 4.125%
HK$68,886
baseline
▲ 0.50% · 4.625%
HK$72,517
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,772/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,531
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,880
−HK$2,387/mo
Today · 4.125%
HK$80,267
baseline
▲ 0.50% · 4.625%
HK$85,152
+HK$4,885/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,534/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,027
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,281
−HK$2,286/mo
Today · 4.125%
HK$88,567
baseline
▲ 0.50% · 4.625%
HK$93,236
+HK$4,669/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,134/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,082 · Scale 2, in force from 26 Feb 2026)