LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,963
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,268
−HK$1,326/mo
Today · 4.125%
HK$44,594
baseline
▲ 0.50% · 4.625%
HK$47,308
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,188/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,683
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,935
−HK$1,270/mo
Today · 4.125%
HK$49,205
baseline
▲ 0.50% · 4.625%
HK$51,799
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,410/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,355
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,922
−HK$1,591/mo
Today · 4.125%
HK$53,513
baseline
▲ 0.50% · 4.625%
HK$56,769
+HK$3,256/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,026/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,020
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,522
−HK$1,524/mo
Today · 4.125%
HK$59,046
baseline
▲ 0.50% · 4.625%
HK$62,159
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,092/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,748
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,575
−HK$1,857/mo
Today · 4.125%
HK$62,432
baseline
▲ 0.50% · 4.625%
HK$66,231
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,864/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,357
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,109
−HK$1,779/mo
Today · 4.125%
HK$68,888
baseline
▲ 0.50% · 4.625%
HK$72,519
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,776/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,533
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,883
−HK$2,387/mo
Today · 4.125%
HK$80,270
baseline
▲ 0.50% · 4.625%
HK$85,154
+HK$4,884/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,540/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,030
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,283
−HK$2,287/mo
Today · 4.125%
HK$88,570
baseline
▲ 0.50% · 4.625%
HK$93,238
+HK$4,668/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,140/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,101 · Scale 2, in force from 26 Feb 2026)