LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,963
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,269
−HK$1,326/mo
Today · 4.125%
HK$44,595
baseline
▲ 0.50% · 4.625%
HK$47,308
+HK$2,713/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,190/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,684
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,936
−HK$1,270/mo
Today · 4.125%
HK$49,206
baseline
▲ 0.50% · 4.625%
HK$51,800
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,412/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,356
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,922
−HK$1,592/mo
Today · 4.125%
HK$53,514
baseline
▲ 0.50% · 4.625%
HK$56,770
+HK$3,256/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,028/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,020
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,523
−HK$1,524/mo
Today · 4.125%
HK$59,047
baseline
▲ 0.50% · 4.625%
HK$62,159
+HK$3,112/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,094/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,748
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,576
−HK$1,857/mo
Today · 4.125%
HK$62,433
baseline
▲ 0.50% · 4.625%
HK$66,231
+HK$3,798/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,866/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,357
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,110
−HK$1,778/mo
Today · 4.125%
HK$68,888
baseline
▲ 0.50% · 4.625%
HK$72,519
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,776/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,534
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,883
−HK$2,387/mo
Today · 4.125%
HK$80,270
baseline
▲ 0.50% · 4.625%
HK$85,155
+HK$4,885/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,540/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,031
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,284
−HK$2,286/mo
Today · 4.125%
HK$88,570
baseline
▲ 0.50% · 4.625%
HK$93,239
+HK$4,669/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,140/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,107 · Scale 2, in force from 26 Feb 2026)