LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,964
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,270
−HK$1,326/mo
Today · 4.125%
HK$44,596
baseline
▲ 0.50% · 4.625%
HK$47,309
+HK$2,713/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,192/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,685
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,937
−HK$1,270/mo
Today · 4.125%
HK$49,207
baseline
▲ 0.50% · 4.625%
HK$51,801
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,414/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,357
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,924
−HK$1,591/mo
Today · 4.125%
HK$53,515
baseline
▲ 0.50% · 4.625%
HK$56,771
+HK$3,256/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,030/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,022
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,524
−HK$1,525/mo
Today · 4.125%
HK$59,049
baseline
▲ 0.50% · 4.625%
HK$62,161
+HK$3,112/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,098/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,750
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,578
−HK$1,856/mo
Today · 4.125%
HK$62,434
baseline
▲ 0.50% · 4.625%
HK$66,233
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,868/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,359
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,112
−HK$1,778/mo
Today · 4.125%
HK$68,890
baseline
▲ 0.50% · 4.625%
HK$72,521
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,780/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,536
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,885
−HK$2,388/mo
Today · 4.125%
HK$80,273
baseline
▲ 0.50% · 4.625%
HK$85,157
+HK$4,884/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,546/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,033
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,287
−HK$2,286/mo
Today · 4.125%
HK$88,573
baseline
▲ 0.50% · 4.625%
HK$93,242
+HK$4,669/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,146/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,126 · Scale 2, in force from 26 Feb 2026)