LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,965
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,271
−HK$1,326/mo
Today · 4.125%
HK$44,597
baseline
▲ 0.50% · 4.625%
HK$47,311
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,194/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,686
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,938
−HK$1,270/mo
Today · 4.125%
HK$49,208
baseline
▲ 0.50% · 4.625%
HK$51,802
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,416/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,358
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,925
−HK$1,591/mo
Today · 4.125%
HK$53,516
baseline
▲ 0.50% · 4.625%
HK$56,773
+HK$3,257/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,032/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,023
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,526
−HK$1,524/mo
Today · 4.125%
HK$59,050
baseline
▲ 0.50% · 4.625%
HK$62,163
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,100/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,752
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,579
−HK$1,857/mo
Today · 4.125%
HK$62,436
baseline
▲ 0.50% · 4.625%
HK$66,235
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,872/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,361
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,113
−HK$1,779/mo
Today · 4.125%
HK$68,892
baseline
▲ 0.50% · 4.625%
HK$72,523
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,784/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,538
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,887
−HK$2,388/mo
Today · 4.125%
HK$80,275
baseline
▲ 0.50% · 4.625%
HK$85,159
+HK$4,884/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,550/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,035
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,289
−HK$2,286/mo
Today · 4.125%
HK$88,575
baseline
▲ 0.50% · 4.625%
HK$93,244
+HK$4,669/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,150/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,143 · Scale 2, in force from 26 Feb 2026)