LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,968
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,273
−HK$1,326/mo
Today · 4.125%
HK$44,599
baseline
▲ 0.50% · 4.625%
HK$47,313
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,198/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,689
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,941
−HK$1,270/mo
Today · 4.125%
HK$49,211
baseline
▲ 0.50% · 4.625%
HK$51,805
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,422/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,361
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,928
−HK$1,591/mo
Today · 4.125%
HK$53,519
baseline
▲ 0.50% · 4.625%
HK$56,776
+HK$3,257/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,038/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,026
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,529
−HK$1,524/mo
Today · 4.125%
HK$59,053
baseline
▲ 0.50% · 4.625%
HK$62,166
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,106/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,755
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,582
−HK$1,857/mo
Today · 4.125%
HK$62,439
baseline
▲ 0.50% · 4.625%
HK$66,238
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,878/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,364
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,117
−HK$1,778/mo
Today · 4.125%
HK$68,895
baseline
▲ 0.50% · 4.625%
HK$72,527
+HK$3,632/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,790/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,542
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,891
−HK$2,388/mo
Today · 4.125%
HK$80,279
baseline
▲ 0.50% · 4.625%
HK$85,164
+HK$4,885/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,558/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,039
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,293
−HK$2,287/mo
Today · 4.125%
HK$88,580
baseline
▲ 0.50% · 4.625%
HK$93,249
+HK$4,669/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,160/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,179 · Scale 2, in force from 26 Feb 2026)