LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,969
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,274
−HK$1,326/mo
Today · 4.125%
HK$44,600
baseline
▲ 0.50% · 4.625%
HK$47,314
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,200/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,690
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,942
−HK$1,270/mo
Today · 4.125%
HK$49,212
baseline
▲ 0.50% · 4.625%
HK$51,806
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,424/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,362
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,929
−HK$1,591/mo
Today · 4.125%
HK$53,520
baseline
▲ 0.50% · 4.625%
HK$56,777
+HK$3,257/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,040/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,028
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,530
−HK$1,525/mo
Today · 4.125%
HK$59,055
baseline
▲ 0.50% · 4.625%
HK$62,167
+HK$3,112/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,110/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,756
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,584
−HK$1,857/mo
Today · 4.125%
HK$62,441
baseline
▲ 0.50% · 4.625%
HK$66,240
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,882/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,365
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,119
−HK$1,778/mo
Today · 4.125%
HK$68,897
baseline
▲ 0.50% · 4.625%
HK$72,529
+HK$3,632/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,794/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,543
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,893
−HK$2,388/mo
Today · 4.125%
HK$80,281
baseline
▲ 0.50% · 4.625%
HK$85,166
+HK$4,885/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$160,562/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,041
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,295
−HK$2,287/mo
Today · 4.125%
HK$88,582
baseline
▲ 0.50% · 4.625%
HK$93,251
+HK$4,669/mo
Deposit HK$1.84M · loan HK$16.56M · min. income ≈ HK$177,164/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,196 · Scale 2, in force from 26 Feb 2026)