LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,970
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,275
−HK$1,327/mo
Today · 4.125%
HK$44,602
baseline
▲ 0.50% · 4.625%
HK$47,316
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,204/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,691
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,943
−HK$1,271/mo
Today · 4.125%
HK$49,214
baseline
▲ 0.50% · 4.625%
HK$51,808
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,428/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,364
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,931
−HK$1,591/mo
Today · 4.125%
HK$53,522
baseline
▲ 0.50% · 4.625%
HK$56,779
+HK$3,257/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,044/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,029
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,532
−HK$1,524/mo
Today · 4.125%
HK$59,056
baseline
▲ 0.50% · 4.625%
HK$62,169
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,112/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,758
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,586
−HK$1,857/mo
Today · 4.125%
HK$62,443
baseline
▲ 0.50% · 4.625%
HK$66,242
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,886/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,368
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,121
−HK$1,778/mo
Today · 4.125%
HK$68,899
baseline
▲ 0.50% · 4.625%
HK$72,531
+HK$3,632/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,798/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,546
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,896
−HK$2,387/mo
Today · 4.125%
HK$80,283
baseline
▲ 0.50% · 4.625%
HK$85,168
+HK$4,885/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,566/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,044
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,298
−HK$2,287/mo
Today · 4.125%
HK$88,585
baseline
▲ 0.50% · 4.625%
HK$93,254
+HK$4,669/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,170/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,218 · Scale 2, in force from 26 Feb 2026)