LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,970
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,276
−HK$1,326/mo
Today · 4.125%
HK$44,602
baseline
▲ 0.50% · 4.625%
HK$47,316
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,204/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,691
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,944
−HK$1,270/mo
Today · 4.125%
HK$49,214
baseline
▲ 0.50% · 4.625%
HK$51,808
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,428/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,364
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,931
−HK$1,592/mo
Today · 4.125%
HK$53,523
baseline
▲ 0.50% · 4.625%
HK$56,779
+HK$3,256/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,046/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,030
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,532
−HK$1,525/mo
Today · 4.125%
HK$59,057
baseline
▲ 0.50% · 4.625%
HK$62,170
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,114/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,758
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,586
−HK$1,857/mo
Today · 4.125%
HK$62,443
baseline
▲ 0.50% · 4.625%
HK$66,242
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,886/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,368
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,121
−HK$1,779/mo
Today · 4.125%
HK$68,900
baseline
▲ 0.50% · 4.625%
HK$72,531
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,800/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,546
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,896
−HK$2,388/mo
Today · 4.125%
HK$80,284
baseline
▲ 0.50% · 4.625%
HK$85,169
+HK$4,885/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,568/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,045
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,299
−HK$2,286/mo
Today · 4.125%
HK$88,585
baseline
▲ 0.50% · 4.625%
HK$93,255
+HK$4,670/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,170/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,222 · Scale 2, in force from 26 Feb 2026)