LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,971
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,276
−HK$1,326/mo
Today · 4.125%
HK$44,602
baseline
▲ 0.50% · 4.625%
HK$47,316
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,204/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,692
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,944
−HK$1,270/mo
Today · 4.125%
HK$49,214
baseline
▲ 0.50% · 4.625%
HK$51,809
+HK$2,595/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,428/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,365
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,931
−HK$1,592/mo
Today · 4.125%
HK$53,523
baseline
▲ 0.50% · 4.625%
HK$56,780
+HK$3,257/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,046/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,030
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,533
−HK$1,524/mo
Today · 4.125%
HK$59,057
baseline
▲ 0.50% · 4.625%
HK$62,170
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,114/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,759
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,587
−HK$1,856/mo
Today · 4.125%
HK$62,443
baseline
▲ 0.50% · 4.625%
HK$66,243
+HK$3,800/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,886/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,369
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,122
−HK$1,778/mo
Today · 4.125%
HK$68,900
baseline
▲ 0.50% · 4.625%
HK$72,532
+HK$3,632/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,800/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,547
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,897
−HK$2,387/mo
Today · 4.125%
HK$80,284
baseline
▲ 0.50% · 4.625%
HK$85,170
+HK$4,886/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,568/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,045
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,299
−HK$2,287/mo
Today · 4.125%
HK$88,586
baseline
▲ 0.50% · 4.625%
HK$93,255
+HK$4,669/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,172/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,228 · Scale 2, in force from 26 Feb 2026)