LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,972
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,278
−HK$1,326/mo
Today · 4.125%
HK$44,604
baseline
▲ 0.50% · 4.625%
HK$47,318
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,208/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,693
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,946
−HK$1,270/mo
Today · 4.125%
HK$49,216
baseline
▲ 0.50% · 4.625%
HK$51,810
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,432/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,366
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,933
−HK$1,592/mo
Today · 4.125%
HK$53,525
baseline
▲ 0.50% · 4.625%
HK$56,782
+HK$3,257/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,050/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,032
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,535
−HK$1,524/mo
Today · 4.125%
HK$59,059
baseline
▲ 0.50% · 4.625%
HK$62,172
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,118/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,761
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,589
−HK$1,857/mo
Today · 4.125%
HK$62,446
baseline
▲ 0.50% · 4.625%
HK$66,245
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$124,892/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,371
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,124
−HK$1,779/mo
Today · 4.125%
HK$68,903
baseline
▲ 0.50% · 4.625%
HK$72,534
+HK$3,631/mo
Deposit HK$5.52M · loan HK$12.88M · min. income ≈ HK$137,806/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,550
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,900
−HK$2,387/mo
Today · 4.125%
HK$80,287
baseline
▲ 0.50% · 4.625%
HK$85,172
+HK$4,885/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,574/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,048
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,302
−HK$2,287/mo
Today · 4.125%
HK$88,589
baseline
▲ 0.50% · 4.625%
HK$93,259
+HK$4,670/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,178/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,251 · Scale 2, in force from 26 Feb 2026)