LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,973
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,279
−HK$1,326/mo
Today · 4.125%
HK$44,605
baseline
▲ 0.50% · 4.625%
HK$47,319
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,210/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,695
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,947
−HK$1,271/mo
Today · 4.125%
HK$49,218
baseline
▲ 0.50% · 4.625%
HK$51,812
+HK$2,594/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,436/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,368
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,935
−HK$1,591/mo
Today · 4.125%
HK$53,526
baseline
▲ 0.50% · 4.625%
HK$56,783
+HK$3,257/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,052/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,034
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,537
−HK$1,524/mo
Today · 4.125%
HK$59,061
baseline
▲ 0.50% · 4.625%
HK$62,174
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,122/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,763
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,590
−HK$1,858/mo
Today · 4.125%
HK$62,448
baseline
▲ 0.50% · 4.625%
HK$66,247
+HK$3,799/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,896/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,373
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,126
−HK$1,779/mo
Today · 4.125%
HK$68,905
baseline
▲ 0.50% · 4.625%
HK$72,537
+HK$3,632/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,810/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,552
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,902
−HK$2,388/mo
Today · 4.125%
HK$80,290
baseline
▲ 0.50% · 4.625%
HK$85,175
+HK$4,885/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,580/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,051
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,305
−HK$2,287/mo
Today · 4.125%
HK$88,592
baseline
▲ 0.50% · 4.625%
HK$93,262
+HK$4,670/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,184/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,273 · Scale 2, in force from 26 Feb 2026)