LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,975
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,281
−HK$1,327/mo
Today · 4.125%
HK$44,608
baseline
▲ 0.50% · 4.625%
HK$47,322
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,216/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,697
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,950
−HK$1,270/mo
Today · 4.125%
HK$49,220
baseline
▲ 0.50% · 4.625%
HK$51,815
+HK$2,595/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,440/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,370
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,937
−HK$1,592/mo
Today · 4.125%
HK$53,529
baseline
▲ 0.50% · 4.625%
HK$56,786
+HK$3,257/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$107,058/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,037
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,540
−HK$1,524/mo
Today · 4.125%
HK$59,064
baseline
▲ 0.50% · 4.625%
HK$62,178
+HK$3,114/mo
Deposit HK$7.36M · loan HK$11.04M · min. income ≈ HK$118,128/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,766
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,594
−HK$1,857/mo
Today · 4.125%
HK$62,451
baseline
▲ 0.50% · 4.625%
HK$66,251
+HK$3,800/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,902/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,376
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,129
−HK$1,779/mo
Today · 4.125%
HK$68,908
baseline
▲ 0.50% · 4.625%
HK$72,540
+HK$3,632/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,816/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,556
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,906
−HK$2,388/mo
Today · 4.125%
HK$80,294
baseline
▲ 0.50% · 4.625%
HK$85,179
+HK$4,885/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,588/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,055
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,309
−HK$2,287/mo
Today · 4.125%
HK$88,596
baseline
▲ 0.50% · 4.625%
HK$93,266
+HK$4,670/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,192/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,308 · Scale 2, in force from 26 Feb 2026)