LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,977
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,283
−HK$1,326/mo
Today · 4.125%
HK$44,609
baseline
▲ 0.50% · 4.625%
HK$47,324
+HK$2,715/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,218/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,699
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,952
−HK$1,270/mo
Today · 4.125%
HK$49,222
baseline
▲ 0.50% · 4.625%
HK$51,817
+HK$2,595/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,444/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,373
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,939
−HK$1,592/mo
Today · 4.125%
HK$53,531
baseline
▲ 0.50% · 4.625%
HK$56,789
+HK$3,258/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$107,062/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,039
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,542
−HK$1,525/mo
Today · 4.125%
HK$59,067
baseline
▲ 0.50% · 4.625%
HK$62,180
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$118,134/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,768
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,596
−HK$1,857/mo
Today · 4.125%
HK$62,453
baseline
▲ 0.50% · 4.625%
HK$66,253
+HK$3,800/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,906/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,379
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,132
−HK$1,779/mo
Today · 4.125%
HK$68,911
baseline
▲ 0.50% · 4.625%
HK$72,543
+HK$3,632/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,822/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,559
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,909
−HK$2,388/mo
Today · 4.125%
HK$80,297
baseline
▲ 0.50% · 4.625%
HK$85,183
+HK$4,886/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,594/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,059
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,313
−HK$2,287/mo
Today · 4.125%
HK$88,600
baseline
▲ 0.50% · 4.625%
HK$93,270
+HK$4,670/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,200/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,337 · Scale 2, in force from 26 Feb 2026)