LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,978
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,284
−HK$1,326/mo
Today · 4.125%
HK$44,610
baseline
▲ 0.50% · 4.625%
HK$47,325
+HK$2,715/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,220/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,700
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,952
−HK$1,271/mo
Today · 4.125%
HK$49,223
baseline
▲ 0.50% · 4.625%
HK$51,818
+HK$2,595/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,446/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$690,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,373
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,940
−HK$1,592/mo
Today · 4.125%
HK$53,532
baseline
▲ 0.50% · 4.625%
HK$56,790
+HK$3,258/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$107,064/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,040
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,543
−HK$1,525/mo
Today · 4.125%
HK$59,068
baseline
▲ 0.50% · 4.625%
HK$62,181
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$118,136/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,769
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,597
−HK$1,857/mo
Today · 4.125%
HK$62,454
baseline
▲ 0.50% · 4.625%
HK$66,255
+HK$3,801/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,908/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,380
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,133
−HK$1,779/mo
Today · 4.125%
HK$68,912
baseline
▲ 0.50% · 4.625%
HK$72,545
+HK$3,633/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,824/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,560
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,911
−HK$2,387/mo
Today · 4.125%
HK$80,298
baseline
▲ 0.50% · 4.625%
HK$85,184
+HK$4,886/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,596/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,060
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,314
−HK$2,287/mo
Today · 4.125%
HK$88,601
baseline
▲ 0.50% · 4.625%
HK$93,272
+HK$4,671/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,202/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,349 · Scale 2, in force from 26 Feb 2026)