LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,978
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,284
−HK$1,327/mo
Today · 4.125%
HK$44,611
baseline
▲ 0.50% · 4.625%
HK$47,325
+HK$2,714/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,222/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,700
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,953
−HK$1,270/mo
Today · 4.125%
HK$49,223
baseline
▲ 0.50% · 4.625%
HK$51,818
+HK$2,595/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,446/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,374
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,941
−HK$1,592/mo
Today · 4.125%
HK$53,533
baseline
▲ 0.50% · 4.625%
HK$56,790
+HK$3,257/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$107,066/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,040
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,543
−HK$1,525/mo
Today · 4.125%
HK$59,068
baseline
▲ 0.50% · 4.625%
HK$62,182
+HK$3,114/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$118,136/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,769
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,598
−HK$1,857/mo
Today · 4.125%
HK$62,455
baseline
▲ 0.50% · 4.625%
HK$66,255
+HK$3,800/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,910/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,380
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,134
−HK$1,779/mo
Today · 4.125%
HK$68,913
baseline
▲ 0.50% · 4.625%
HK$72,545
+HK$3,632/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,826/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,561
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,911
−HK$2,388/mo
Today · 4.125%
HK$80,299
baseline
▲ 0.50% · 4.625%
HK$85,185
+HK$4,886/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,598/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,061
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,315
−HK$2,287/mo
Today · 4.125%
HK$88,602
baseline
▲ 0.50% · 4.625%
HK$93,272
+HK$4,670/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,204/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,354 · Scale 2, in force from 26 Feb 2026)