LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,979
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,285
−HK$1,326/mo
Today · 4.125%
HK$44,611
baseline
▲ 0.50% · 4.625%
HK$47,326
+HK$2,715/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$89,222/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,701
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,953
−HK$1,271/mo
Today · 4.125%
HK$49,224
baseline
▲ 0.50% · 4.625%
HK$51,819
+HK$2,595/mo
Deposit HK$9.20M · loan HK$9.20M · min. income ≈ HK$98,448/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,375
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,941
−HK$1,592/mo
Today · 4.125%
HK$53,533
baseline
▲ 0.50% · 4.625%
HK$56,791
+HK$3,258/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$107,066/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,041
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,544
−HK$1,525/mo
Today · 4.125%
HK$59,069
baseline
▲ 0.50% · 4.625%
HK$62,182
+HK$3,113/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$118,138/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$690,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,770
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,598
−HK$1,858/mo
Today · 4.125%
HK$62,456
baseline
▲ 0.50% · 4.625%
HK$66,256
+HK$3,800/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,912/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,381
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,135
−HK$1,779/mo
Today · 4.125%
HK$68,914
baseline
▲ 0.50% · 4.625%
HK$72,546
+HK$3,632/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,828/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,562
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,912
−HK$2,388/mo
Today · 4.125%
HK$80,300
baseline
▲ 0.50% · 4.625%
HK$85,186
+HK$4,886/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,600/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,062
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,316
−HK$2,287/mo
Today · 4.125%
HK$88,603
baseline
▲ 0.50% · 4.625%
HK$93,274
+HK$4,671/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,206/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,363 · Scale 2, in force from 26 Feb 2026)