LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,984
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,290
−HK$1,327/mo
Today · 4.125%
HK$44,617
baseline
▲ 0.50% · 4.625%
HK$47,332
+HK$2,715/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,234/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,707
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,960
−HK$1,270/mo
Today · 4.125%
HK$49,230
baseline
▲ 0.50% · 4.625%
HK$51,825
+HK$2,595/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,460/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,381
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,948
−HK$1,592/mo
Today · 4.125%
HK$53,540
baseline
▲ 0.50% · 4.625%
HK$56,798
+HK$3,258/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$107,080/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,048
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,551
−HK$1,525/mo
Today · 4.125%
HK$59,076
baseline
▲ 0.50% · 4.625%
HK$62,190
+HK$3,114/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$118,152/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,778
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,606
−HK$1,858/mo
Today · 4.125%
HK$62,464
baseline
▲ 0.50% · 4.625%
HK$66,264
+HK$3,800/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,928/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,390
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,143
−HK$1,779/mo
Today · 4.125%
HK$68,922
baseline
▲ 0.50% · 4.625%
HK$72,555
+HK$3,633/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,844/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,571
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,922
−HK$2,388/mo
Today · 4.125%
HK$80,310
baseline
▲ 0.50% · 4.625%
HK$85,197
+HK$4,887/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,620/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,072
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,327
−HK$2,288/mo
Today · 4.125%
HK$88,615
baseline
▲ 0.50% · 4.625%
HK$93,286
+HK$4,671/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,230/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,451 · Scale 2, in force from 26 Feb 2026)