LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,985
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,291
−HK$1,327/mo
Today · 4.125%
HK$44,618
baseline
▲ 0.50% · 4.625%
HK$47,333
+HK$2,715/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,236/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,708
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,961
−HK$1,271/mo
Today · 4.125%
HK$49,232
baseline
▲ 0.50% · 4.625%
HK$51,827
+HK$2,595/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,464/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,382
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,949
−HK$1,593/mo
Today · 4.125%
HK$53,542
baseline
▲ 0.50% · 4.625%
HK$56,799
+HK$3,257/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$107,084/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,050
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,553
−HK$1,525/mo
Today · 4.125%
HK$59,078
baseline
▲ 0.50% · 4.625%
HK$62,192
+HK$3,114/mo
Deposit HK$7.36M · loan HK$11.05M · min. income ≈ HK$118,156/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,779
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,608
−HK$1,857/mo
Today · 4.125%
HK$62,465
baseline
▲ 0.50% · 4.625%
HK$66,266
+HK$3,801/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,930/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,391
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,145
−HK$1,779/mo
Today · 4.125%
HK$68,924
baseline
▲ 0.50% · 4.625%
HK$72,557
+HK$3,633/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,848/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,573
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,924
−HK$2,388/mo
Today · 4.125%
HK$80,312
baseline
▲ 0.50% · 4.625%
HK$85,199
+HK$4,887/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,624/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,074
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,329
−HK$2,288/mo
Today · 4.125%
HK$88,617
baseline
▲ 0.50% · 4.625%
HK$93,288
+HK$4,671/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,234/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,467 · Scale 2, in force from 26 Feb 2026)