LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,987
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,293
−HK$1,327/mo
Today · 4.125%
HK$44,620
baseline
▲ 0.50% · 4.625%
HK$47,335
+HK$2,715/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,240/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,711
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,963
−HK$1,271/mo
Today · 4.125%
HK$49,234
baseline
▲ 0.50% · 4.625%
HK$51,829
+HK$2,595/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,468/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,385
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,952
−HK$1,592/mo
Today · 4.125%
HK$53,544
baseline
▲ 0.50% · 4.625%
HK$56,803
+HK$3,259/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,088/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,053
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,556
−HK$1,525/mo
Today · 4.125%
HK$59,081
baseline
▲ 0.50% · 4.625%
HK$62,195
+HK$3,114/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,162/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,782
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,611
−HK$1,858/mo
Today · 4.125%
HK$62,469
baseline
▲ 0.50% · 4.625%
HK$66,270
+HK$3,801/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,938/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,395
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,149
−HK$1,779/mo
Today · 4.125%
HK$68,928
baseline
▲ 0.50% · 4.625%
HK$72,561
+HK$3,633/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,856/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$690,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,577
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,928
−HK$2,389/mo
Today · 4.125%
HK$80,317
baseline
▲ 0.50% · 4.625%
HK$85,204
+HK$4,887/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,634/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,079
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,334
−HK$2,288/mo
Today · 4.125%
HK$88,622
baseline
▲ 0.50% · 4.625%
HK$93,293
+HK$4,671/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,244/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,506 · Scale 2, in force from 26 Feb 2026)