LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,992
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,298
−HK$1,327/mo
Today · 4.125%
HK$44,625
baseline
▲ 0.50% · 4.625%
HK$47,341
+HK$2,716/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,250/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,716
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,969
−HK$1,271/mo
Today · 4.125%
HK$49,240
baseline
▲ 0.50% · 4.625%
HK$51,835
+HK$2,595/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,480/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,390
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,958
−HK$1,592/mo
Today · 4.125%
HK$53,550
baseline
▲ 0.50% · 4.625%
HK$56,809
+HK$3,259/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,100/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,059
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,562
−HK$1,525/mo
Today · 4.125%
HK$59,087
baseline
▲ 0.50% · 4.625%
HK$62,202
+HK$3,115/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,174/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,789
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,617
−HK$1,858/mo
Today · 4.125%
HK$62,475
baseline
▲ 0.50% · 4.625%
HK$66,277
+HK$3,802/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,950/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,402
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,156
−HK$1,779/mo
Today · 4.125%
HK$68,935
baseline
▲ 0.50% · 4.625%
HK$72,569
+HK$3,634/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,870/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,586
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,937
−HK$2,388/mo
Today · 4.125%
HK$80,325
baseline
▲ 0.50% · 4.625%
HK$85,213
+HK$4,888/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,650/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,088
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,343
−HK$2,288/mo
Today · 4.125%
HK$88,631
baseline
▲ 0.50% · 4.625%
HK$93,303
+HK$4,672/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,262/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,580 · Scale 2, in force from 26 Feb 2026)