LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,993
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,299
−HK$1,328/mo
Today · 4.125%
HK$44,627
baseline
▲ 0.50% · 4.625%
HK$47,342
+HK$2,715/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,254/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,717
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,970
−HK$1,271/mo
Today · 4.125%
HK$49,241
baseline
▲ 0.50% · 4.625%
HK$51,837
+HK$2,596/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,482/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,392
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,959
−HK$1,593/mo
Today · 4.125%
HK$53,552
baseline
▲ 0.50% · 4.625%
HK$56,810
+HK$3,258/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,104/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,060
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,564
−HK$1,525/mo
Today · 4.125%
HK$59,089
baseline
▲ 0.50% · 4.625%
HK$62,204
+HK$3,115/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,178/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,791
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,619
−HK$1,858/mo
Today · 4.125%
HK$62,477
baseline
▲ 0.50% · 4.625%
HK$66,279
+HK$3,802/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,954/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,404
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,158
−HK$1,779/mo
Today · 4.125%
HK$68,937
baseline
▲ 0.50% · 4.625%
HK$72,571
+HK$3,634/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,874/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,588
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,939
−HK$2,389/mo
Today · 4.125%
HK$80,328
baseline
▲ 0.50% · 4.625%
HK$85,216
+HK$4,888/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,656/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,091
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,346
−HK$2,288/mo
Today · 4.125%
HK$88,634
baseline
▲ 0.50% · 4.625%
HK$93,306
+HK$4,672/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,268/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,601 · Scale 2, in force from 26 Feb 2026)