LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,995
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,301
−HK$1,327/mo
Today · 4.125%
HK$44,628
baseline
▲ 0.50% · 4.625%
HK$47,343
+HK$2,715/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$89,256/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,718
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,971
−HK$1,272/mo
Today · 4.125%
HK$49,243
baseline
▲ 0.50% · 4.625%
HK$51,838
+HK$2,595/mo
Deposit HK$9.21M · loan HK$9.21M · min. income ≈ HK$98,486/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,393
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,961
−HK$1,593/mo
Today · 4.125%
HK$53,554
baseline
▲ 0.50% · 4.625%
HK$56,812
+HK$3,258/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$107,108/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,062
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,566
−HK$1,525/mo
Today · 4.125%
HK$59,091
baseline
▲ 0.50% · 4.625%
HK$62,206
+HK$3,115/mo
Deposit HK$7.37M · loan HK$11.05M · min. income ≈ HK$118,182/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,792
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,621
−HK$1,858/mo
Today · 4.125%
HK$62,479
baseline
▲ 0.50% · 4.625%
HK$66,281
+HK$3,802/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$124,958/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,406
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,160
−HK$1,780/mo
Today · 4.125%
HK$68,940
baseline
▲ 0.50% · 4.625%
HK$72,573
+HK$3,633/mo
Deposit HK$5.52M · loan HK$12.89M · min. income ≈ HK$137,880/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,590
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,941
−HK$2,389/mo
Today · 4.125%
HK$80,330
baseline
▲ 0.50% · 4.625%
HK$85,218
+HK$4,888/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$160,660/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,093
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,349
−HK$2,288/mo
Today · 4.125%
HK$88,637
baseline
▲ 0.50% · 4.625%
HK$93,309
+HK$4,672/mo
Deposit HK$1.84M · loan HK$16.57M · min. income ≈ HK$177,274/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$690,622 · Scale 2, in force from 26 Feb 2026)